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TRAVEL INSURANCE

Rates effective from 1st October 2001

Terms & conditions PDF.

**Schedule of Cover and Limits of Indemnity per insured person.**
Section	Sum Insured Per Person Up to	Excess per person
Personal Accident	£20.00 (Age Limits Apply)	Nil
Medical & Emergency Expenses	£5.000,00	Nil
Hospital Benefit	£20 per day - Maximum £600	Nil
Cancellation & Curtailment	£5.000	Nil
Travel Delay	£20 for first 12 Hours £10 subsequent 12 Hours max. £200	Nil
Missed Departure / Missed Connection	£1.000	Nil
Hijack / Mugging	£50 per day - Maximum £500	Nil
Personal Possessions	£2.000, Single Article Limit £150, Total Value Limit £200	Nil
Delayed Baggage	£100 after 12 Hours	Nil
Loss of Travel Documents	£500	Nil
Personal Money	£250	Nil
Personal Liabilitiy	£2.000.000	Nil
Legal Expenses	£10.000 - Maximum £50.000 All of Insured	Nil

**Winter Sports Extension (subject to an additional premium being paid.)**
Own Ski Equipment	£500, Single Article or Pair Limit £300	Nil
Hire of Replacement Ski equipment	£10 per day - Maximum £250	Nil
Delayed Ski equipment	£50 per day - Maximum £250	Nil
Hired ski equipment	£250	Nil
Ski Pack	£250	Nil
Piste Closure	£20 per day - Maximum £200	Nil
Delay due to Avalanche	£300	Nil

**Notes**
Infants under 3 years : Free. Winter sports : Double adult premium. One way trip : Europe : 5 Days cover charge 10 days / Worldwide : 10 days cover charge 17 Days. Family definitions : A family is defined as 2 adults and up to 4 children under 18 years in full time education. Single Parent family : Single parent family is 1 adult and up to 4 children.